The 9ff GTurbo 1200 With Custom Porsche Wheels

One of the most proficient Porsche models on the racetrack is the 911 GT3. It is designed specifically after the GT3 RSR race cars that Porsche uses in motorsports worldwide and is built to handle fast corners with ease. But the downfall of the 911 GT3 was that it wasn’t exactly a straight-line performance car, until the German car tuning specialists at 9ff transformed it with the GTrubo 1200. The new upgrade program gives the Uncategorizedly-aspirated engine a powerful twin-turbocharger upgrade to go along with a modified chassis, new Porsche wheels, and a special exhaust.

The standard engine that comes in the 911 GT3 is a Uncategorizedly-aspirated 3.8-liter that was designed after the racing engines used in the 911 GT3 RSRs sold by the German automaker. The high-revving flat-six cylinder engines were given a complete makeover thanks to 9ff with a new twin-turbocharger system that drastically increases output. The engine was bored out to 3.9 liters of displacement, reinforced with new steel pistons and rods, given upgraded camshafts and a new crankshaft, and fed with a new carbon fiber air box that fits onto a refinished intake manifold. A new exhaust system with sport catalytic converters, downpipes, mufflers, and quad tips helps to reduce backpressure and ensure that the turbochargers spool up quicker. After an ECU tune, the engine sends 1,200 horsepower at 8,100 RPM and 848 lb-ft. of torque at 5,800 RPM to each of the rear custom Porsche wheels. This blistering power output allows for the 9ff GTurbo 1200 to reach 62 mph in just 3.3 seconds, 124 mph in 7.1 seconds, and a top speed of 250 mph.

The power increase also necessitated that the chassis be upgraded. The transmission, driveshafts, and differential were all replaced with stronger units to handle 1,200 horsepower. The standard Porsche wheels were removed and new forged rims were installed with a center-locking mechanism similar to those used in race cars. In addition, new carbon ceramic brakes used in more powerful Porsche models were retrofitted to the 9ff GTurbo and a special Bilstein suspension was installed to allow for variable height, bound, and rebound settings. The finishing touch is a set of Continental Vmax tires fitted to the Porsche wheels that can handle the 200+ mph top speeds.

The cockpit of the new 9ff GTurbo 1200 features a more sport-oriented atmosphere. The two front seats were removed and replaced with special bucket seats that hold passengers in place better and are outfitted with alcantara. The dashboard, door panels, and center arm rest were each trimmed in a mix of leather and alcantara.

The new 9ff GTurbo upgrade conversion that includes the twin-turbocharged engine rebuild, new suspension, custom Porsche wheels, and unique interior design is currently available worldwide.

10 Shopping Tips – Fashionable Finds Are Possible For Under $25!

When it comes to shopping sometimes the $20 sandals flatter you more than the $400 designer sandals. Style is not in the price, but in your approach. You can get more for less if you are savvy about your shopping. Fashionable finds are possible for under $25. How do you do it? Here are 10 Tips to think about when you’re out on a shopping expedition:

1. You Can Find Deals in Unexpected Places.

I got a purse for a steal at a Nine West shoe store in New Jersey. Not a shop I would normally think of to buy a purse. But I spotted it in the front window and fell in love. (Although maybe not as deeply as with my husband.) When I went into the store to ask a sales clerk about it, I thought this gorgeous tan satchel would be expensive. It looks like something that would be appropriate in Grace Kelly’s or Audrey Hepburn’s wardrobe closet. But now it’s in my closet.

2. Set Your Budget and Stick with It.

Yes, you’ve probably heard this before. However, forced to work within a box, you will come up with creative ideas. One year for Christmas, I set a working budget of $25 each for my nieces and nephew. Instead of getting them each one gift, I got them a number of small funky gifts and they each had 3 presents to open. It made opening gifts more exciting for them.

3. Read fashion magazines to get an idea of the trends.

Many clothing companies with budget-happy fashion lines will replicate the “look” or “feel” of pricey designer fashion. I read everything from New York magazine and the NY Times Fashion to Vogue, Elle and fashion catalogs to see what’s happening out in the fashion world. Go to your nearest public library and those fashion mags are FREE! If you learn what is cutting edge then believe me you will find cheaper versions of the trends. Or you will learn how to put an outfit together in your own expressive way.

4. You can find reasonably priced gifts at even the most expensive stores.

For example when I go online to Saks Fifth Avenue I can look under the gift category “Under $50.” Today for “$25 and under” I find: a Kate Spade notecard set, a hip style book on Dolce and Gabbana and Fresh waterlily soap—all would make lovely gifts. The price is so reasonable for the soap you could even include a little something else so that the recipient has another gift to open–always more fun. Go to a pricey chocolate shop. Then buy the smallest, but always tasteful box, sometimes under $15. Put it in a nice gift bag with the heavenly scented waterlily soap. Your gift card can read: “You deserve a little elegance in your life.” What friend wouldn’t be flattered.

5. Be open to new opportunities.

When I travel to new cities I like to explore new shops. I usually end up in the artsy section of town. To me that means galleries, museums, maybe a university–and fun shopping. I collect business cards of the stores I love and make notes or take pictures of what they have so I can call them and order from them later. If a town has a college or university it has plenty of stores with low prices to satisfy the students. And me too.

6. Know your own style.

Allow your self the luxury of an expensive item that you just can’t pass on. Especially if it defines “YOU.” Find deals for other purchases. I coveted a $99 sweater from J.Crew, but then I bought a purse for only $20 for a wedding. You can justify the expensive purchase. The sweater will last for years, amortizing into less money. If I wear the sweater often, cost-wise it pays for itself, while the wedding purse I might only use that one time.

7. Accessories are inexpensive ways to refashion the look of your outfit.

An $8.00 leopard print scarf I bought at H&M compliments my chartreuse cardigan, jeans and black boots. It’s a dressy-casual look that suits my style. And the scarf goes just as well with a knit purple dress and heels. A few strategically picked accessories means less outfits to buy.

8. Consider buying your purchases in the months they are traditionally on sale.

If you’re not in a rush to buy new towels then why not wait until January or August. Or if you thinking of painting your bedroom Robin Egg blue, that paint will be cheaper in April.

9. Sign up for email blasts from your favorite stores.

Stores will alert you to their sales and often give email subscribers exclusive discounts. You will learn about sales before the average customer. Then instead of spending a fortune on the skirt you admired earlier in the season you can scoop it up at a bargain.

10. Shop from your home and comparison shop online.

Yeah, why not. Shop in your pjs, my favorite way to shop. What do you think?

Power Inverter Uses and Variations – Auto, Car, Boat, Laptops

Power Inverters, also known as power supply units or power converters, are a great way to power electronic devices when there is not a ready electrical outlet present but there is DC power available. When it comes to choosing a power inverter, there are a number of available options out on the market, each with a variety of different features. The basic concept of a power inverter is that it can convert a car’s 12 volt direct current power into the same type of alternating current power available from a wall socket, enabling electronics to charge while traveling. They work in cars, boats, or anywhere else equipped with a cigarette lighter adapter (DC Adapter).

Why run the risks of losing power to your essential electronics, when you can always have a backup power source ready for use almost anywhere an electrical current is generated? Power inverters work especially well for charging laptops, DVD players, digital cameras, radar detectors, cell phones, PDA’s, printers, digital cameras, external hard drives, personal media players, flash drives, scanners, iPods, MP3 players, video games, and much more.

On the market you can find an ever-increasing number of different power inverters. They all perform the basic function of charging your electronic devices, but each has its own particular features that may suit one person’s needs better than another’s. There are power inverters that can provide power for one, two, three, or four plugs simultaneously. There are also power inverters that contain USB ports that can charge USB-enabled devices; this can add to the functionality of your power inverter if you carry around devices like the popular iPhone.

Power inverters also differ in the amount of power they supply. Some emit more wattage to charge larger items, while others emit smaller amounts of wattage for electronics with smaller energy demands. This is an important feature to keep in mind, which can help prevent battery drainage and preserve your car battery’s life. When buying a new power inverter it’s best to look if it has an automatic kill switch or switching regulator (available in switched-mode power supplies) so that your car’s battery never reaches a critical point. It can be quite frustrating to see your car battery die, but your laptop fully charged.

A nice feature to look for is a long, extendable cord to reach far away electronics. You may also want a swivel head if your cigarette lighter adapter is placed in a difficult-to-access location. This will help adjust the positioning and make sure it will not slip out of place for maximum convenience. Some power inverters also come with replaceable fuses–one of the most likely parts to fail–and the ability to replace the fuse is more convenient and efficient than having to replace the whole inverter.

Remember, when choosing a new DC-to-AC inverter examine the features, the power output level, number of available receptacles, and pricing to ensure that you purchase the right inverter for your needs. Every year new and more efficient inverters hit the market, so happy hunting and read the reviews before purchasing and you’ll be sure to find just the right inverter you need.

The Life Cycle of Acquisition-Based Companies

A few years ago, I was discussing this phenomenon with the CEO of one of our clients. His company had grown almost entirely through acquisition, and for several years the company had experienced revenue growth rates exceeding 20%. However, the company had plateaued with respect to earnings, and looking at their overall performance it became clear to him (and to the Wall Street analysts that watched his company) that a great deal of money had been left on the table. Working with that CEO, I developed a model called the ACL Life Cycle. Understanding and using the ACL Life Cycle has proven enormously beneficial to clients depending on an M&A strategy for continued growth.

The ACL Life Cycle

The ACL Life Cycle describes the maturation process of companies who grow substantially through acquisitions and mergers. Using the ACL model, we can clearly identify the company’s current position. Knowing that position, and then looking forward at the company’s financial objectives through the lens of their business strategies, the specific actions that are needed become clear. Those actions can then be formed into an executable plan with associated performance measures, and managed through completion to bring the overall enterprise to heightened levels of financial performance. It is important for acquisition-oriented executives to understand the major phases and characteristics of the ACL Life Cycle.

Businesses who have survived one or more acquisitions and/or mergers are usually left with some degree of disintegration among their processes and systems. A company’s success in reaching the financial objectives of the merger or acquisition is directly correlated with the degree to which that disintegration has been replaced by a set of business processes and information systems that are common enough to generate enterprise-wide leverage. Implicit in that commonality is enterprise-level direction and guidance, manifested in company-wide business strategies and performance measures that align all of the combined business units. These businesses move, in this post-acquisition or post-merger environment, from an acquisition-based operating model to one characterized by shared services and a general commonization, to a stage where the enterprise “whole” really is able to become something greater than the sum of its business unit “parts”. It is more than the typical cost-reduction synergy anticipated in most of these transactions; it is a new platform for innovation, and an even higher level of innovation-based leverage.

Companies who experience substantive growth as a result of business acquisitions typically follow the ACL life cycle. ACL in this context stands for: Acquisition, Commonization, and Leverage. Many companies never leave the first stage of this maturity scale, and still more remain at the second stage. The most successful companies are usually those who recognize the importance of moving through all three stages, and consistently implement a structured process for doing so.
All companies experience pressures that push them toward decentralized operations, including idiosyncrasies of specific market niches served, the uniquenesses of isolated business processes, unusual needs of specific customer populations, and Uncategorized organizational entropy. At the same time, most of the companies that are successful in achieving the financial performance objectives established for the newly merged enterprise manage to overcome those challenges, electing to pursue the advantages of leverage, including:

  • broad synergistic brand recognition, enabling cross-selling, bundling of products and services, and improving revenue
  • interchangeability of business process resources, enabling the company to reduce its asset base
  • commonality and scalability in equipment / skills / facilities, facilitating innovation and growth into additional markets
  • higher utilization of business assets, reducing unit cost
  • lower levels of redundancy, resulting in reduced operating costs

These companies also typically find that maintaining compliance with financial reporting standards such as Sarbanes-Oxley requirements are enhanced as a result of strengthened internal controls.
Some companies make a deliberate decision to remain “holding companies”, which simply buy and sell diverse businesses that have only marginal relationships with one another. These conglomerates prefer to manage the portfolio through buying and selling components, and allowing the leadership teams at the individual companies to manage ongoing operations from strategy through execution. A few of them have been quite successful, and this article is sometimes not as directly applicable to those at a corporate level. It works very well, however, for their major divisions. Companies that benefit most from understanding the three stages of the ACL Life Cycle are those companies who have decided to focus on a single core industry – Aerospace & Defense, Automotive, Chemicals and Polymers, Textiles, Electronics, Telecommunications, Consumer Products, Medical Equipment producers, Healthcare providers, and Financial Services providers are all good candidates. 

The Acquisition Stage of the ACL Life Cycle

Companies in the Acquisition Stageof their life cycles are usually focused on revenue growth, and capturing market share. They are characterized by high levels of autonomy in management, in the reporting of site-level data to the corporate parent, and in the design of their business processes and systems. Companies who remain in this stage for long periods of time following acquisitions usually act as holding companies, with the corporation allowing individual divisions or sites to operate almost as independent companies with their own P&L, strategic plans, and market-facing branding. Often, companies in the Acquisition stage lack a common vision of the future of the overall business, and tend to operate at cross-purposes among the operating units. They sometimes even compete against one another for the same customers. They share little operating information, making it nearly impossible to coordinate and deploy “best practices”, effectively distribute work load, utilize general market intelligence, and grasp other elements that could provide corporate-wide leverage of the businesses’ assets and resources. A few industry-specific examples here should help to illustrate the situation:

Manufacturing companies in the acquisition stage are usually characterized by redundancies in raw materials, equipment, staffing, and other business resources. Because manufacturing companies are relatively material-intense, a great deal of cost can be tied up in raw materials, work-in-process, and finished goods. Since acquisition stage companies have so little visibility between business units, there is little opportunity for them to reallocate these assets in order to use them effectively. As a result, the most costly resources remain the most underutilized. In addition, acquisition-stage companies have not centralized the management of even commodity-level business processes, such as finance, human resources, and information technology. This lack of centralization leaves additional inefficiencies in place around accounting staff, employee benefits provider subscriptions, business software applications, data centers, and computing equipment. 

Telecommunications companies in the acquisition stage also have unrealized opportunities for greater leverage from their business assets, but these more often take the form of redundancies in network equipment, network coverage, retail outlets, partner agreements related to the sale of their products, and interconnection agreements with other carriers. In addition, acquisition stage telecom companies often have a substantial amount of unrealized leverage in the lack of integration among the data bases and information of their various divisions that could enable shared service operations for commodity-type processes such as billing and cross-selling of products and services. Like manufacturing companies, telecom companies in the acquisition stage also typically have unexploited opportunities around the consolidation of data centers and related equipment and staffing.

Healthcare providers in the acquisition stage usually find opportunities in different areas of their businesses, because of the differing cost structure of their operations. The bulk of their costs and their opportunities while in the acquisition stage of maturity in the ACL Life Cycle are related to employee salaries & benefits, and to medical supplies and drugs. It is less common for these businesses to be able to effectively share inventories and equipment, since the nature of their business is rooted in community health care that requires local service provision. The opportunities that do exist, which are typically not exploited well in acquisition stage health care companies, are related to centralizing commodity type business processes such as finance, human resources, and information systems, and leveraging required service and supply procurement across the enterprise. 

Financial Services providers, such as banks, brokerages, credit unions, financial planning companies and tax & audit services exhibit yet another cost profile, with the largest elements typically including personnel and occupancy costs. In these businesses, like health care provision, being where the customers are is critical. The companies’ ability to understand the changing demographics and match up their branches as well as their skills to the targeted customer base is often a differentiator between the companies that succeed and those that fail. Financial services providers who are still in the acquisition stage of maturity in the ACL Life Cycle often do not have the commonality in fundamental business processes and systems to readily reconfigure their operations to meet the changing needs of their marketplace. Their acquisitions or mergers have enabled them to grow horizontally, typically into adjacent markets. However, lacking an adequate foundation of commonality in processes and systems, there is substantial money left on the proverbial table as a result of ineffective resource deployment, and delays in the reporting of operational performance data that would enable the company to be more responsive. These companies also fail, in their acquisition stage, to take advantage of their larger purchasing power to gain leverage around purchased services spanning items as diverse as employee health care and branch-level office supplies.   

The Commonization Stage of the ACL Life Cycle

Companies in the Commonization Stage of their life cycles have usually awakened to the value of focusing on Return on Net Assets (RONA) and Return on Invested Capital (ROIC). In order to begin to capture improvements in these areas, companies in the Commonization Stage often turn to shared service models of operations for selected business processes and systems. Strategies and performance measures begin to crystallize around common themes that span multiple operating units or divisions. Among the areas of focus for a shared service model in this stage are Finance (A/R, A/P, General Ledger, and Financial Reporting), Human Resources (Payroll, Benefits, and Employment Records), and Information Technology (Computer Hardware, Network Administration, and selected Software Applications Management). Some companies in the Commonization Stage also move Procurement and other aspects of Materials Management to a shared service model, enabling the corporation to more effectively leverage its broadest possible purchasing power.

Manufacturing companies in the commonization stage of maturity typically have shared services in place for commodity types of business processes such as finance, human resources, and information systems management. As they advance through the commonization phase, some of them also begin to pull together a common platform for procurement, encompassing at least their most costly and common raw materials. A few in this stage reach a point where their data center
operations are completely centralized, and may even be outsourced to a third party like CSC. Toward the end of the commonization phase, centralization of work deployment and capacity utilization as well as process quality emerge as companies begin to deploy common processes and systems in customer requirements management, enterprise requirements planning, manufacturing execution systems, and distribution management systems. 

Telecommunications companies in the commonization stage of maturity also typically have shared services in place for commodity types of business processes such as finance, human resources, and information systems management. As they advance in maturity through this stage, telecoms also become aware of the available leverage in centralizing the management of some of their most valuable assets. However, unlike the manufacturer’s raw material focus, for telecommunications operations those elements are things like spectrum licenses, network equipment, connection agreements, partner agreements, distribution centers, and retail outlets. Centralizing the management of those assets to identify overlaps and redundancies enables telecoms to emerge from the commonization stage with much more effectively leveraged business assets, providing broader market coverage with a lower total asset base and generating much higher earnings on that consolidated foundation.

Healthcare companies in the commonization phase of maturity find substantial benefit in the commonization and centralization of their commodity type processes and systems.  This is primarily because of the impact on cash flow and earnings when the employee base is reduced through shared services, and employee benefits and supplies are both leveraged in terms of the broader purchasing power of the company following a business acquisition of significant size. However, there is also an especially rich opportunity available to healthcare companies in the commonization stage that stems form the leverage available related to insurance coverage – not for the employees directly, but covering the potential liability of the company itself. This category of cost is typically about the third largest slice of the pie, and significant reductions there can translate quickly to a meaningful earnings impact. 

 Financial services providers in the commonization stage of the ACL Life Cycle, like healthcare providers, often find substantial benefit in the commonization and centralization of their commodity type processes and systems. With roughly half of their cost of operations wrapped up in employee salaries and benefits, there is an opportunity for meaningful impact on cash flow and earnings when the employee base is reduced through shared services, and employee benefits and supplies are both leveraged in terms of the broader purchasing power of the company following a business acquisition or merger. The next significant area for financial service providers in the commonization stage is the capability for rapid reconfiguration of the business based on enterprise-wide visibility of operational data and market intelligence.

The Leverage Stage of the ACL Life Cycle

Companies in the Leverage Stage of their life cycles are usually embarked on a fierce drive toward adding real value. They are relentless in their efforts to fully utilize the assets of the entire corporation, driving out redundancy and its associated costs. They are then able to pivot on the fulcrum of those more agile processes and systems to implement innovations that foster organic growth resulting in greater market share, greater revenue, and improved earnings for their shareholders. Leverage Stage companies also establish a structured and repetitive process of assimilating new businesses, gathering and incorporating market intelligence into company-wide strategies, and innovating on the basis of these new combinations to capture additional market segments. These companies are characterized by coordination and centralization of major business functions such as the planning and allocation of R&D, production work, inventories, raw material purchases, personnel, and factories & equipment. They centrally manage a broad spectrum of common business processes and systems, including customer requirements management, product data management, enterprise requirements planning, manufacturing execution systems, and logistics management. They are constantly changing, evaluating and configuring business assets to meet future market needs, acquiring and developing new businesses, and shedding assets that no longer fit their evolving model.

Manufacturing companies in the leverage stage of maturity typically have shared services in place for most of the critical business processes of their company, having reached beyond the commodity level processes and into those which deliver the most value to their customers. Examples include sales & marketing, order entry & customer service, capacity planning and management, production scheduling and shop floor control, and distribution requirements planning. As they move through the leverage stage of the ACL Life Cycle, some of these companies leverage the commonality of their processes and systems to produce innovative new products and services, identify additional market opportunities, and develop industry-changing relationships that reach through their supply chains. 

Telecommunications companies in the leverage stage of maturity also have shared services in place for most of the critical business processes of their company, including the seamless provisioning (often called “flow-through provisioning” by industry insiders) of all telephonic services to customers stemming from a single telephone conversation responding to an individual inquiry about a service. This type of capability is only enabled when all of the information from what have historically been disparate data bases is available in an intelligent form through excellent systems integration, based on exceptional levels of commonality and strength in enterprise-wide business processes.

Healthcare companies in the leverage stage of maturity have typically discovered and implemented leverage-based improvements in their major cost structure elements as a result of enterprise-wide information visibility flowing from systems integration and centralized management of critical business processes. Health care companies generally also have uniquely challenging business conditions related to three other areas where leverage level operations can be a powerful tool. 

The first of these areas is employee safety. Most health care organizations are spending a substantial amount of money in this regard, with training and documentation of company polices and safety-related practices requiring an increasing amount of company attention. The integration of systems and commonization of processes in a leverage stage health care company offers opportunities to more quickly incorporate internal best practices, externally imposed business requirements, and feedback about lessons learned across the entire health care organization regardless of geographic dispersion. Commonization and centralized management here can result in substantially lower cost, and more importantly, substantially higher and more uniform levels of employee safety. 

The second area is bad debt. The integration of customer data, and effectively interfacing a common set of enterprise-wide processes and systems with outside service providers such health maintenance organizations and insurance carriers, substantially reduces the amount of bad debt in leverage level health care companies. 

The third area, and perhaps the area of richest opportunity, is the area of patient medical information. This area is tricky because of legislation related to patient privacy and guidelines recently established for the maintenance and communication of patient medic
al information. However, one of the fundamental challenges faced by health care providers is the absence of available medical history, particularly when a patient is admitted to an emergency room or urgent care facility. Particularly when a patient is unable to respond to questions directly due to an incapacitation illness or injury, time can literally mean life or death. Making all necessary information available to the physicians and other health care professionals involved as quickly as possible is extremely important. When critical business processes and information systems for the management of this information are brought to an effective level of commonality, the rapid dissemination of the needed information can be greatly improved, while patients’ expectations around the privacy of their information are still met. 

Financial services companies in the leverage stage of maturity, like health care companies in some ways, must balance the needs of differing local customer geographies against the advantages of centralized management in critical business processes and systems. There is real value in allowing some latitude to local branch officers and customer-facing staff such as loan officers to accommodate the unique circumstances involved in specific cases. However, these companies often find that a significant advantage of the leverage provided by enterprise-wide commonization of processes and systems is the ability to see the nuances of differing markets at a corporate level, and recognize broader trends among those different markets more quickly and clearly than they could before. This improved visibility, in turn, enables management to reconfigure their service offerings, redeploy resources such as sales dollars, and organize sales campaigns for those specific markets more quickly than they could previously.  

The best of these companies, regardless of what industry they occupy, utilize their common platform of processes, systems, and information to understand the needs of their customers in unique ways, and fluidly translate those needs into the features of their products and services. A few, at the very top of the game, come to understand the customers’ needs even before the customer recognizes them, and when necessary they reconfigure their entire business to meet those needs, gaining unassailable competitive advantage. The enterprise-wide leverage they achieved as a result of carefully and skillfully handling the post-merger or post-acquisition integration of processes, systems, and data provided the platform from which innovation launched them to new levels of performance. Examples could as easily be provided for companies in pharmaceuticals, retail operations, or the food & beverage industry. The lessons learned and the techniques vary a little, but the principles are the same.

ZNZ Review

So what exactly is ZNZ? ZNZ, also known as ZipNada Zilch, works with Fortune 500 companies to help them acquire people to sign up for their free or low cost trial offers. These companies are willing to pay big money for this service with the hopes that many of these people will stay on as paying customers.

You’re probably wondering how you can make money with ZNZ? It’s very simple! You can sign up for a free account with them through one of their websites such as ZNZ One. Once you are signed up, you must then complete one of the trial offers yourself in order to be eligible to start making money online with them. Once completed you can then start advertising the link that they provide you with.

If you are promoting ZNZ One, you will get paid $20 (directly to your PayPal account or by check) every time a person signs up through your link and completes a trial offer. If you want to make money with ZNZ on a consistent basis, you will need some type of system that will do the work for you. What I mean by work is the selling, telling and showing. There are many systems out there but I would recommend finding a free system for ZNZ.

Using a free system for ZNZ makes it a lot easier to make money with ZNZ. If someone has to pay a monthly fee, they will be less likely to join. When searching for one, it must meet the following criteria: It should have an attractive capture page that entices people to want to submit their contact information to learn more about the system and ZNZ. It should then have an auto responder that automatically sends out follow-up emails. The system should also contain step by step instructional videos that cover everything.

Another thing to look for is whether or not the system provides any type of training and support. A good system will help you with your advertising by providing proper training and teaching you all of the various marketing techniques and strategies. Many systems will provide you with sample ads as well, that you can just copy and paste.

So hopefully this should answer the question, “What is ZNZ?” It is a legitimate company that is helping many people make money online. They have been around since 2007 and have paid out a total of five million dollars in commissions to date! Anyone can make money with ZNZ regardless of your experience level.

Why Turn to OrthoNow Services Right Now?

One of the options that may be available to you is OrthoNow. This type of clinic can help you to handle many of the concerns related to bone fractures and sprains without having to go to the traditional emergency room to do so. If your child is playing sports on a Saturday afternoon and happens to be hurt on the field, the options are limited normally. You could go to the ER, but the costs will be high and the wait could be long. This facility provides another option for fast, affordable help no matter what your needs are.

What Is It?

OrthoNow provides an opportunity for individuals to get the help they need for injuries in a safe manner without having to go to the traditional hospital room to get the care needed. This is a type of immediate care center that provides for the needs for nearly all types of patients who are facing concerns with orthopedics, such as muscles, joints or bone pain. If that sounds like what is happening with you, visit one of these professional organizations for help even after hours. Even better, this is a walk-in program, which means you do not need an appointment to get help.

What Can They Do?

There are many ways these professionals can help you. They often help with sprains and strains, including those related to sports or work injuries. You can come in if you think you’ve fractured a bone or you are not sure if you did. It also handles most types of sports medicine injuries. If you have a minor dislocation of a bone, they can help to set it. They can also help with cast problems or dressing wounds. However, these facilities do have some limitations.

You do not want to go to this type of facility if you have a spinal injury, open wounds or fractures or you have head trauma. Since this is not a traditional emergency room, these types of treatment are not available onsite. However, if you have any type of non-emergency injury like those described here, you can walk in to get the care you need. It’s the type of specialized care you need when your child has fallen on the playground and could have broken a bone or when that sports injury kicks in while you are playing basketball with the guys.

Don’t put off getting help. You no longer have to worry about choosing a high copay at an emergency room or getting help for your condition that’s more affordable. With OrthoNow, you can get the help you need right away, so that you can get back to life.

Researching and Booking Hotels Online

When planning a holiday, it’s always difficult to know where to stay: how do you pick a hotel you’ve never experienced in an area of a city you might never have visited before? Staying in the right place is a key part of your trip; having comfortable surroundings and being in the right location is crucial for both the holidaymaker and the business traveler.

There are so many sites that offer online travel advice, its hard to know where to start! But next time you’re searching for a hotel to stay in, be sure to check out the following:

Wikitravel

Wikitravel is a great starting point for any traveller. The site provides information from a traveler’s perspective and offers useful advice in relation to where to eat and what to do in any given area. Larger cities are split into smaller districts, and on choosing which district you want to stay in, you are offered hotel options to suit your style and budget.

Expedia

Expedia has a directory of over 80,000 places to stay world-wide and can help you narrow down your search and find the right accommodation. It’s worth remembering that choosing a hotel on price alone is never a great idea. Hotels that are further away from attractions and amenities are usually the cheapest, but as location is a very important factor of any holiday it might be worth paying a little more to be located centrally. The handy map feature on expedia allows you to see exactly where the available rooms are located, letting you weigh up price against location.

Venere

Venere lets you filter your search results down to help pinpoint the perfect hotel for you. The filters include budget, type of accommodation and star rating, although generally photos give a better indicator of just how good a hotel is. When looking at photos of rooms, it’s worth cross checking these with recent reviews of the hotel, just to ensure that the photos are not only recent, but also a genuine representation of the room you will receive upon your arrival.

TripAdvisor

One of the best places to find customer reviews online is TripAdvisor, which has over 75 million reviews, tips and opinions from every type of traveller from around the world. TripAdvisor gives travelers the opportunity to rate hotels, share photos and videos and connect socially with other travellers.

Booking.com

Booking.com is the leading online travel agent and attracts over 30 million unique visitors each month. Offering over 253,441 hotels in 178 countries, the site aims to help travelers discover the best places to stay. Targeted at business and leisure travelers alike, the site scores hotels based on user reviews, which are broken down into categories such as comfort, location, value for money etc.. Hotels can also be filtered by the type of person who left the review – such as families with young children, solo travellers or large groups.

When it comes to booking your chosen hotel, you might think that online travel agents offer the best deals, but this isn’t necessarily the case. Booking direct with a hotel presents many advantages:

– You may be able to find exclusive promotions which aren’t offered on travel agent sites

– Some hotels offer frequent guest points and frequent flyers miles

– Hotels provide guest recognition, meaning the hotel will already know your likes and dislikes if you’ve stayed there before

– Having a direct point of contact at a hotel makes it easier to amend or cancel bookings

– Booking verification is instant as there’s no third party to confuse matters.

So next time you’re looking for a hotel, be it for business or pleasure, remember that while online travel agents and travel review sites can act as a valuable source of information, more often than not you’re better off booking via the hotel directly.

Dentist for Children With Special Needs

Special-needs children need a dentist who specializes in their care. This is because there are certain conditions that point to them needing this extra kind of care. Another reason is mainly due to the specialized techniques and methods that need to be applied when caring for children like them. Dental professionals who prefer to work with kids who have special needs are trained and educated in the best possible ways that can make their methods more effective. Usually, pediatric dental professionals are the ones who train to tackle these cases, but there are also some cases of others who belong to another dental field but can specialize in it.

There are a lot of things that parents of special children need to understand when they consult a dentist of this field. One primary thing that needs to be understood is the fact that their kids need to be handled by people who have a lot of patience, understanding, and knowledge regarding their conditions. These things need to be in abundance, especially when it comes to the mouth.

Another thing that parents need to know about when it comes to the oral health of their special-needs child is that there are certain conditions that really need the attention of specialists. Specific medications that may be prescribed to the child might affect the state of the mouth, which in turn needs to be handled with care. Specialists know how to circumvent any repercussions of the medications through treatment and correction of whatever result may come from ingesting the medicines.

A pediatric dentist is educated for two more years compared to general dentists in regards to the needs of those with special needs. These specialists are also well aware of what they need in their clinics to be able to handle their patients. Many of the pediatric dental professionals who offer their services to children with conditions that need extra care often equip their clinics with equipment, supplies and other things that will come in handy when it comes to comforting and treating them.

Even access to the different areas and aspects of clinic will need to be planned with the needs of the patients in mind. The dental professionals will also explain to the parents or guardians of the kids that there may be instances or sessions in which the use of sedation or restraint may be necessary in order to implement the necessary corrections or treatment to the child. The dentist will need to outline the instances when the restraint or sedation may be used, and he or she needs to make the parents understand that these will only happen when there is an urgent need to do so.

It is good to bear in mind that children with special needs will benefit greatly from the techniques and methods that this particular dentist might use. Parents should also keep an open mind with regards to the techniques and methods.

Are There Alternatives to Pay Day or Cash Advance Loans?

Negative government reports, consumer advocate studies, and investigative journalists for newspapers and television, have all taken pay day and cash advance lenders to task for their so-called loan shark activities. These protectors of the common good do have their points, but they offer few alternatives. When folks are in desperate need of cash, when they need the money quickly, there are no viable alternatives. Credit card companies, banks, and other traditional financial institutions are not too interested in loaning $500 to $1,000 to folks in dire need and often with less than stellar credit ratings.

Banning Pay Day or Cash Advance Loans

A market exists for lending money to people who need cash fast, and a legal market is the best answer. What would happen if pay day or cash advance lenders were banned? Law enforcement authorities would soon discover that back alley lenders, organized crime lenders, and other loan sharks will have stepped in to fill the void, exposing otherwise law-abiding citizens to the world of crime. And the enforcement wings of these loan sharks do not just break legs when a borrower cannot repay them on time. Whole families could be practically held hostage for a $500 loan.

Loans Are Interest Rate Heavy

Indeed, pay day and cash advance loans to carry substantial interest rates, far higher than those from traditional lenders with credit scores and collateral to underwrite the loans. But many of these folks do not have valuable property or acceptable credit histories. The fact is, the alternative to not being able to come up with cast in an expedient manner, could cause the borrower a lot more than just footing a high interest loan for a short period of time.

Interest Rates Vs. Financial Relief and Peace of Mind

Lack of cash can mean utility services being interrupted, going without medications or medical treatments, inability to purchase equipment for a business, job, or home necessity,and late payments along with further blemishes on credit reports. The interest rates, while high, are probably a small price to pay for financial relief and peace of mind. Because of the great risks a lender assumes offering these loans, the interest rates may be somewhat justified.

Improvements Needed

Perhaps the biggest problem, next to the high interest rates, is the short term requirements regarding repayment. Often, the very next pay check the borrower receives is eaten up by the repayment. One pay period is often not enough for a borrower to regain their financial bearings. They may have to keep extending the loan and that is where the real interest rates start to go into the loan shark realm. Often, a borrower can get so overwhelmed that they soon are making payments only on the interest.

Last Word on Pay Day or Cash Advance Loans

Many companies, in the onslaught of borrowers needing pay day or cash advance loans, are starting to change the terms of their loans so that they allow up to three months for repayment. They are responsibly addressing the needs of folks in these recessionary times. Three months is often long enough for people to get back on track financially. Unless someone can come up with a better legal alternative, a market exists for pay day and cash advance loans. That market, of course, should be carefully monitored.

Car Insurance Costs Driven Down By Technology

Surprising for many is the fact that sometimes car insurance rates can actually go down. In fact, there are lots of exciting things happening that pose to save drivers lots of money. New technology that is already in the marketplace is saving money and lives already. Below are 3 new technologies that will keep more people safe on the road and reduce the cost of car insurance.

1. Electronic stability control (ESC). ESC systems use computer-controlled braking systems that help the driver maintain control of a vehicle that is beginning to lose control. In 2007, the National Highway Traffic Safety Administration began requiring all manufacturers to install ESC in all passenger cars, SUVs, vans, and pickup trucks. According to a study done by NHTSA, more than 2,200 lives were saved from 2008-2010 due to the installation of ESC. When more people are safe on the road, car insurance premiums tend to decrease.

2. Driver-less car technology. Google is leading the charge in developing cars that drive themselves. In fact, the Nevada DMV issued the first license for a self-driven vehicle in May 2012. While many do not want their car to drive them to work, the technology being developed will do amazing things to keep accidents to a minimum. Basically the car will know before you do that you are about to hit something and will react for you. Less accidents means less of a car insurance premium.

3. Attention control system. Driver fatigue causes thousands of crashes every year. Volkswagen has a new technology to combat this. A camera in the car monitors your blinking and if it detects a shortage of blinks, it assumes the driver is asleep. An alarm will sound that will alert the driver that is time to either pull over or switch drivers. Again, more safety means less accidents, which results in car insurance that is more affordable.

I would love to see a technology that would not allow a drunk driver to even start the car. That would also save thousands of lives. I’m sure this technology would be easy to develop if it hasn’t been developed already. Technology is improving every aspect of our lives. It’s even saving the lives of thousands. As better safety technology is developed, less accidents will occur on the road.

The safer everyone is on the road, the less we will have to shell out for car insurance. Car insurance companies will no longer have to spend millions of dollars on claims and we’ll all benefit!